I purchased my home We acquired from the send a deal of Bank of The united states (my personal mortgage bank), soliciting myself to the To make Homes Affordable program, which had been a founder Obama backed mortgage modification program at day. I happened to be acknowledged inside a fortnight to get section of an excellent demo system, which have a three-month stipulation when this new repayments have been made punctually this new amendment carry out continue to be unchanged and get made with the a permanent repaired financing. Before render, my reputation for and then make costs so you can Bank away from America is impeccable and that i didn’t come with experience in neither got ever before attempted to contact Financial off The united states to change my personal financing. With this exact same time, I found myself feeling a disruption off Survivor gurus for example out-of my personal sons, that will add up to a loss of roughly $twelve,800 on seasons. It was a significant losses provided I am a beneficial widowed mother from three and also have best infant custody off and you will exclusively care for my seriously disabled grandson. Definitely so it modification try a jesus post to me during the time.

For your three-month demo several months I generated my personal money really well punctually as well as in compliance using my agreement having Lender of America. Having factors unbeknownst if you ask me, Bank out of The usa never informed me after the trial period got concluded, and never delivered people variations otherwise comments highlighting the newest modification costs. Once calling all of them on the cell, I found myself trained simply to remain putting some same costs because I experienced completed for the very last three months. Continue Reading »